Bank Fraud Mortgage Education with CAP Securities


Don’t Fall For The CAP/LPN Security Scam Of People Pretending To Be Me Or Work For Me In Order To Scam You Out Of Money!

Click the PLAY Button > on this audio NOW..

First off, My Young Wife and this living Homo Saipan man are the ONLY man or woman that legally processes the IPN, LPN, or CAP Security Instrument and in charge of the Bi-Monthly CAP Security Lottery.

Take our CAP Security Questionnaire to find out if you qualify

You can tell my voice, as NONE of my data processing people will call you. When you receive one of these phone calls from anyone who claims this just listen to their voice and compare it with my YOUTUBE Videos or my voice when I answer your phone call and you can tell that it is NOT me calling you..

They will tell you that you have won a Lottery of $500,000.00 to $800,000.00 and they want $5,000.00 before you can claim the winnings. Or that they have special contacts in the Banks to accept your CAP Security to pay off your debt for $2500.00 more. They may even solicit your email, name, and ask you if you are a woman, single, or lonely as one scammer did to one of my women customers recently.

This is why I am making this video and to apologize to you that may have been scammed, but it is out of my control. All I can do is post this video to warn you. When you have a successful business like mine, hackers and scammers are everywhere trying to learn my IPN, LPN, and CAP Security Instrument copyrighted and patent-pending process.

Two of these SCAMMER’s Phone Numbers that I now of thru my clients and customers are CA # (424) 379-3215 and TX # 806-839-7921. There may be more. It is believed that this person is from India or an Asian country.

Again, don’t be fooled by these impostor Scammers trying to ruin my good reputation and my legally processed IPN, LPN, and CAP Security Instrument Debt Payoff Business.

Thousands of People try to hack my websites every day and this is a new tactic from these scammers, so BEWARE and hang up on them. Do NOT talk to them. I do not know how they are getting your phone numbers to call you pretending to be me or work for me at or one of my other internet sites.

REMEMBER, ONLY this living Homo sapiens man, Davidallen AKA David Allen Young will ONLY call you from my phone number 850-826-1662 to return your call only if you call me first unless it is to inform you that you have won the CAP Security Instrument Lottery along with an EMAIL. One without the other is not me..

Please visit me at to pay off your debt utilizing the bank approved and very successful CAP Security. I do not charge you more fees for my processing or hidden fees after you become a client to pay off your debts as these SCAMMER claim to..

Mortgage Education – As Home Owners, We Have paid off our home mortgage with a little promissory note Security in 14 days! So can you. And We Would Like To Give You the Education To pay off Illegal Foreclosures Using Home Mortgage Promissory Note Securities In Foreclosure or current with your payments! Another name for these is Credit Payoff Agreement Security Promissory Note instruments

Credit Payoff Agreement Security Promissory Note instruments should help you take advantage to become mortgage free with a payoff of a little promissory note with our help and State License Legal DG Enterprise Processing Services that have served Hundreds. Call or write to me today so you can get started to get your home mortgage free and all your alleged loans and debts over $10,000.00 discharged with a zero balance!

E-Mail [email protected] to see how to start paying off yor debts with the Credit Payoff Agreement Security Promissory Note instrument

******* We offer the Credit Payoff Agreement Security Promissory Note instruments that is processed by a Legal State Licensed processing private consumer advocate group instead of a bank, lender, Fannie Mae, or Freddie in as little as 14 days.

The Credit Payoff Agreement Security Promissory Note instruments has successfully paid off all types of loans and debts including residential homes, commercial properties, mortgages, foreclosures, credit cards, student loans, back child support, automobiles, back State and IRS Tax bills.*****

Become debt free now with Mortgage Lien Relief, with a Credit Payoff Agreement Security Promissory Note instruments, and STOP Foreclosure by discharging the bank fraud!

“The Nation’s Leading Mortgage Lien Pay Off, Release, Satisfaction, Extinguishing, and Debt Removal Company with legally processed Credit Payoff Agreement Security Promissory Note instruments.”

Q & A Mortgage and Foreclosure Free and Clear Payoff Help


Credit Payoff Agreement Security Promissory Note instruments to pay off mortgage debts.

Mortgage Lien Removal, Mortgage Education, And Foreclosure Defense Training Support Company Offers Mortgage Lien, Mortgage Note Education, And Foreclosure Defense Training To Home Owners With underwater Mortgage Or Foreclosure Problems.

Banks are hiring companies to build websites to discredit the Bank Fraud Mortgage help and the legal Credit Payoff Agreement Security Promissory Note instruments we use that homeowners receive to be Debt FREE. You see these IRS, BANK, and GOVERNMENT CORPORATION websites all over the Internet without any law to back up their false claims….

Banks saying that these mortgage relief companies are scams, they cannot get you your home free, banks are the Gods and homeowners are the worker ants of the earth to be controlled. You do have a choice. You can listen to the BANK CONTROLLED and government-owned COURTS of the Private BAR Association of LEGALESE, not law, and believe what the Banks, websites, and your government tell you or.

You can read the $19.95 Credit Payoff Agreement Security Promissory Note instrument E-booklet with the laws, Bank accepted Credit Payoff Agreement Security Promissory Note instruments, and proof of paying off mortgages and decide for yourself. All the proof is here. What are you going to do NOW???

Mortgage Education Support Company Offers Mortgage Education Administration Procedure, Legal under both Federal UCC and State Law, That May Help Home Owners Terminate Home Mortgage with a Satisfaction of Mortgage assisting homeowners in foreclosure, underwater homes, or any homes with a mortgage by utilizing the Credit Payoff Agreement Security Promissory Note instrument today.

We stress that we are not attorneys nor accountants and do not give legal or accounting advice.

We are a Mortgage, Note, Security, and Foreclosure Education Debt Lien Payoff State Licensed Legal Processing Enterprise Company of the Credit Payoff Agreement Security Promissory Note instruments and we can and do offer educational and legal mortgage, foreclosure defense, and mortgage loan information and attorney drew letters and forms that work to get you a Satisfaction of Mortgage with a Corrective Warranty Deed to your property in less than 30 days and this Notary Administration Procedure is legal and binding under Federal UCC Article 3 and State law.

Do Mortgage Satisfaction and Promissory Note Security Education Yourself and SAVE.

This Mortgage Education Manual International Promissory Note, IPN, Package sets it all out about the illegal and fraudulent mortgage, promissory note, and bank securitization…

Mortgage-Satisfaction with Credit Payoff Agreement Security Promissory Note instruments1-589x768

We respect your privacy and will not reveal your personal information to anyone for any reason unless you give us written permission to do so and to what extent.

Don’t take our word for it! Listen to people in the News and what they are saying about illegal mortgages, promissory notes, and foreclosure defense that may get your mortgage paid in full with being mortgage FREE at last.

Here’s what else you’ll discover in our mortgage education processing package instructions that includes all the forms and letters to get the job done…

  • How the banks are getting paid 3 to 5 times the value of your mortgage loan and what you can do about it
  • How you may qualify for a 100% REFUND of the principal and interest you’ve paid on your mortgage to date
  • How to find out if your lender and Servicing Bank followed these Laws: HUD/FHA, Real Estate Settlement Procedures Act, Reg. X § 3500.21(f)2 of the United States Uniform Commercial Code as well as a request under counterfeiting securities under Title 18 U.S.C. § 474; Truth In Lending Act [TILA] 15 U.S.C. § 1601-1667j (Full Disclosure at closing); Fair Debt Collections Act, FDCA; Fair Credit Reporting Act, FCRA; U.C.C. – ARTICLE 3 -§3-501 and 603 (b) 2 (1); and State Real Estate Mortgage Laws, and what it will mean to you, your family, and your mortgage loan being discharged altogether.
  • How to save yourself and your family from being victimized by bank home foreclosure scams or being taken for a ride with a short sale or mortgage loan modification that ruins your credit and is ILLEGAL, because the Bank does not own your mortgage loan, Note or original Mortgage/Deed of Trust, whether you are behind on payments or underwater with your home value by one of the largest bank financial scams in recorded history.
  • And much, much more

We stress that we are not ATTORNEYS nor Accountants and do not give legal or accounting advice. We help homeowners that have mortgage or foreclosure problems.

We are Mortgage and Foreclosure Educators that have been 100% successful in getting all types of debts paid in full using the Credit Payoff Agreement Security Promissory Note instrument and we do offer the legal Processing and instructional information that work to get your home paid in full with a zero ($0.00) balance and a FREE Home or Business.

Forget about mortgage loan “Switch and Bate” modifications, short sales, your home worth less than you owe, or foreclosure.

With this Home Mortgage Education Process, you could have a free and clear home in no time with our proven Credit Payoff Agreement Security Promissory Note instruments process where we teach you HOW TO get Debt Relief fast.
This proven promissory note process works in every State; Yes, even California!
Most homeowners don’t know that you Pre-Paid your mortgage when the Lender or Bank closed 2 to 3 days after your closing.
The lender/bank added something called an allonge, an alteration, without your knowledge or consent which changed your Promissory Note into a check loan from you to the lender/bank to pay off the outstanding mortgage and the previous owner if there was equity.
”Alteration” means under UCC § 3-407(i) an unauthorized change in an instrument or promissory note that purports to modify in any respect the obligation of a party, or (ii) an unauthorized addition of words or numbers or other change to an incomplete instrument or promissory note relating to the obligation of a party.

Please see the promissory note allonge or alteration with the arrows on the last mortgage promissory note page below and then you will know it is true also.

The endorsement where this new check was cashed would be on the front or back of this allonged page that shows that your mortgage was PAID-IN-FULL and you don’t owe any money when your Credit Payoff Agreement Security Promissory Note instruments was changed into a check (Money) and was endorsed or cashed

by your lender with this allonge that was never disclosed to you under Federal UCC Laws!

Mortgage-Satisfaction 1-589x768 withCredit Payoff Agreement Security Promissory Note instruments

The lender/bank cannot prove that you owe any money, because they don’t have the original blue inked signed a promissory note that they deposited into the U.S. Treasury account that was later securitized and sold to a Trust Group of investors that changed your promissory note check into a stock when they recorded it with the Securities Exchange Commission, SEC, and now no one knows where your mortgage note is nor the unrecorded assignment in 99% of all mortgages issued since the 1990′s are.

Since the loan was illegally securitized by being sold, pooled into a trust, and turned into a stock certificate when recorded with the SEC, the alleged holder can no longer claim that it is a real party of interest, as the original lender has been paid in full as proven by the front or back of the last note page where your Lender/Bank endorsed your FREE loan to them.
This is why there are no original blue inked signed notes available for foreclosure, just a counterfeit copy of your note remains that these banks pawn off as the original to the judges and courts to start an illegal foreclosure action against you just on the bank’s say so with no proof of mortgage loan debt.
If your mortgage or deed of trust has been sold or assigned and you’re paying another bank or even the same bank, then your mortgage may have been securitized illegally, under the Trust’s Pooling and Servicing Agreement, and no one has the real, original promissory note and mortgage.
Without that note, no one can legally foreclose on your home if you confront the PRETENDER Lender or investor who claims they have the note and mortgage/deed of trust with our proven Mortgage Education process on the Public side of the Uniformed Commercial Code of Federal laws.

Securitization is illegal because the promissory note and mortgage or deed of trust were divided and separated with this illegal method that the banks came up with to protect them and to screw you out of a free loan to pay the previous mortgage and seller that is proven by many Court Cases.

There is a Pooling and Servicing Agreement, PSA, for every lender or bank that they must follow the SEC laws. They never follow their own PSA! This is what makes it fraud and also breaks the Chain of Title to prove that they actually own your loan.
It is always best to include a Securitization Audit with this educational process that proves the bank fraud by a 3rd party expert that will hold up in any United States of America court if completed by a competent auditor.

IN Carpenter v. Longan 16 Wall. 271,83 U.S. 271, 274, 21 L.Ed. 313 (1872),the U.S. Supreme Court stated

The note and mortgage are inseparable; the former as essential, the latter as an incident. An assignment of the note carries the mortgage with it, while the assignment of the latter alone is a nullity.

There are several State court cases under Mortgage Education that states the same.
This is when the so-called Lender sold the note without the mortgage; thus, separating the note and the deed of trust or mortgage forever.
By the Federal Banking Laws, the banks cannot lend you their money, nor their depositors’ account money, and they cannot lend you their credit per the Federal Banking Law, so where did they get the money to lend you?
YOU gave it to them with your signature on the promissory note as a FREE LOAN, when they changed your promissory note into a check or money and put it in your Private Reserve checking account that only the lender knows about and waiting 3 years to claim your money as abandoned or lost funds after the lender or bank endorsed it, without your knowledge, authority, or consent!!!

This fraud is under the Federal Disclosure Law – Check IT OUT!

The Allonge or Alteration against Federal Law changed your mortgage promissory note into money without your knowledge or consent; thus, your lender created money out of thin air with bookkeeping entries, without full disclosure, and with your unknowing promissory note debt signature since most of you are only a number and not a real person made in God’s image anymore because you CHOOSE to be a Debt Slave of your Government and the Banks..
Because this alteration changed your promissory note into a FREE loan for the Lender or Bank. This is how the bank’s assets increased along with getting the interest that you are paying.
Did you know that when your lender or bank stamped their allonge and endorsed their new check, that your mortgage was prepaid because the Lender was Paid-In-Full the second time for your mortgage and your mortgage was Paid-In-Full by you at your closing?
The reason your lender or bank gave it back to you in the form of a loan, collecting both the principal back plus interest is that your Lender or Bank does not have to pay Federal income taxes on any alleged and presumed loan.
Why is this, you ask.
Because the banks, in the form of the Federal Reserve Corporation, own the U.S. Government IRS and Treasury Departments!
This is just FREE SPEECH folks, given to us by the United States of America Constitution… a gift from our forefathers.
Can anyone prove me wrong???
Save Tens or Hundreds of Thousands of dollars in both mortgage debt Principal and Interest with legal, educational mortgage debt relief rescue services.
Further said, once the Note was converted into a stock certificate, or stock equivalent, as it has been after a time, when Securitized, it is no longer a Note or security as it had been before sold into the BANK TRUST. If both the Note and the stock, or stock equivalent, exist at the same time, that is known as double-dipping. Double dipping is a form of securities fraud that the foreclosing banks commit every day, because you homeowners do not challenge nor fight for your property.

Once a loan has been securitized and sold, which most notes have been many times, it forever loses its security component (i.e., the Deed of Trust), and the right to foreclose through the Mortgage or Deed of Trust is forever lost according to the UCC Law.
But this is how illegal foreclosures are carried out by your bank with the help of some judges today. This is because the Judges have not taken the time to learn about Bank Securitization and why it is illegal
There is no evidence on Record in any State to indicate that the Deed of Trust/Mortgage was ever transferred concurrently with the purported legal transfer of the Promissory Note in every instance, such that the Deed of Trust/Mortgage and Note has been irrevocably separated, thus making a nullity out of the purported security in a property Mortgage Loan or Mortgage Debt, as claimed under the Federal Rules of Evidence: Rules 901 & 902.
Just look at your court recorder deed of trust/mortgage that was legally recorded without your promissory note and in most cases without the assignment being recorded against the law. This recording shows that they have been separated, the chain of title has been broken, and are illegal and any Securitization Audit proves this! We no longer do audits because ATTORNEY JUDGES do not recognize them without a himan expert witness.
We stress that we are not lawyers, foreign English BAR Attorneys, nor accountants and do not give legal or accounting advice.
We are Mortgage, Note, and Foreclosure Educators and we can and do offer mortgage and note education and Credit Payoff Agreement Security Promissory Note instruments information that has worked to pay off your home or debt.
Please give us your questions or comments below.

For more detailed information on this Credit Payoff Agreement Security Promissory Note instruments Mortgage Education debt relief with forgiven mortgage debt, cancellation of mortgage debt, and mortgage deduction elimination for mortgage debt pay off Package Process, go to

Proven Mortgage Promissory Note Paid in full process

The information that is shared on this website is not to be interpreted or construed as legal advice.

If you decide to use any of the information on this website you do so solely at your own discretion.

Again, the material on this website is for educational purposes only and not to be construed as legal advice about what you should or should not do. It has worked for other people in all States to get a Satisfaction of Mortgage on the public side of the law with the Credit Payoff Agreement Security Promissory Note instrument.

The information herein is to assist you in performing your own due diligence before implementing any strategy. Formal notice is hereby given that: We function solely as a preparation service. Our services are designed to provide accurate information in regard to the subject matter covered. All information is transmitted with the If legal advice or other expert assistance is required, the services of a competent professional should be sought. Although every precaution has been taken in the preparation of this service, the publisher and author assume no liability for errors and omissions. This service is published without warranty of any kind, either expressed or implied.

Furthermore, neither the author nor the publisher shall be liable for any damages, either directly or indirectly arising from the use or misuse of this service. You may want to talk to a real estate attorney or a private attorney familiar with your state laws governing mortgages.

Keep Your Home, Mortgage FREE with a pay off with a Credit Payoff Agreement Security Promissory Note instruments from a Legal State Licensed Processing Enterprise!

David Young de God

NOTE: We stress that we are neither lawyers, attorneys nor accountants and do not give legal nor accounting advice. We help homeowners that have mortgage or foreclosure problems. When you are in foreclosure and going to lose your home if you do not take action or are stuck with an underwater negative value home, we pull no punches helping you with mortgage Relief. E-Mail [email protected]

More Posts - Website

Follow Me:

  • Cap security ebook cover

    $19.95 CAP Financial Security Instrument Debt Payoff E-booklet

    After payment, the download link will be on the left hand side of your recipt.

  • Buy with downpayment cover1

    $1,000.00 Buy a Home with just downpayment E-booklet

    After payment, the download link will be on the left hand side of your recipt.

  • How to avoid property taxes on your new home1

    $1,000.00 Avoid Property Taxes upon Purchasing a New Home E-booklet

    After payment, the download link will be on the left hand side of your recipt.

  • Affidvit positive court evidence1

    $1,000.00 A True Affidavit Guaranteed Positive Court Evidence E-booklet

    After payment, the download link will be on the left hand side of your recipt.

  • How to foreclose on your bank e booklet1

    $1,000.00 Foreclose on Your Bank and get money from IRS E-booklet

    After payment, the download link will be on the left hand side of your recipt.

  • What to do in your foreclosure court case to win against banks ebook

    $1,000.00 What to Say & Do in Foreclosure Case to Win E-booklet

    After payment, the download link will be on the left hand side of your recipt.

  • How To List Any Real Estate Property For 8% to 12% Sales Commission With a Guaranteed Purchase Contract In 30 days E-Booklet

    $3,000.00 Realtors, List any Home at 8%-10% Commission Guaranteed E-booklet

    After payment, the download link will be on the left hand side of your recipt.

  • How to acquire allodial title with land patent e booklet

    $3,000.00 Acquire Allodial Land Title with no local Government interventions E-booklet

    After payment, the download link will be on the left hand side of your recipt.

1 thought on “Bank Fraud Mortgage Education with CAP Securities”

Leave a Reply

Your email address will not be published. Required fields are marked *